Microfinance Institutions And Crop Incomes Of Rural Farm Households:Some Evidences From Tanzania

International Journal of Economics and Management Studies
© 2019 by SSRG - IJEMS Journal
Volume 6 Issue 7
Year of Publication : 2019
Authors : Haruni Jeremia Mapesa
How to Cite?

Haruni Jeremia Mapesa, "Microfinance Institutions And Crop Incomes Of Rural Farm Households:Some Evidences From Tanzania," SSRG International Journal of Economics and Management Studies, vol. 6,  no. 7, pp. 63-71, 2019. Crossref, https://doi.org/10.14445/23939125/IJEMS-V6I7P110


This paper provides empirical evidences on the impact of credits provided by microfinance institutions on crop incomes of rural farm households in Tanzania. The paper is based on a survey of rural farm households in Iringa region of Tanzania. A sample of 457 households was involved. Using both qualitative and quantitative analyses the study found that MFIs services have positivebut statistically insignificant impact on crop incomesof farm households. Policy implications include formation of specialized agricultural banks and/or microfinance programmes to deal with unique financial needs of farm households. Government investmentsshould mostly be in agricultural physical infrastructure in rural areas to enhance agriculture productivity, trade and exchange.


Microfinance, Impact, Crop income, Farm households and Tanzania


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