The Effect of Socio-Economic and Demographic on Financial Literacy (Study of Udayana University Graduate Students)

International Journal of Economics and Management Studies

© 2021 by SSRG - IJEMS Journal

Volume 8 Issue 8

Year of Publication : 2021

Authors : Anak Agung Istri Sita Larasati, Ni Luh Putu Wiagustini

10.14445/23939125/IJEMS-V8I8P103

How to Cite?

Anak Agung Istri Sita Larasati, Ni Luh Putu Wiagustini, "The Effect of Socio-Economic and Demographic on Financial Literacy (Study of Udayana University Graduate Students)," SSRG International Journal of Economics and Management Studies, vol. 8,  no. 8, pp. 15-22, 2021. Crossref, https://doi.org/10.14445/23939125/IJEMS-V8I8P103

Abstract:

In Indonesia, in a view years financial literacy has a one focus of government policy, the financial literacy starting become a focus because, in the future, the government wants to create an Indonesia has a broad perspective and views the future in managing finances. The purpose of this study is to analyze the influence of demographics and socio-economic on financial literacy. The population in this study of all Udayana University master student, who has a work and income. The technique sampling on this study is a nonprobability method sampling using purposive sampling, and based on the number of indicators in this study, the number of samples used is 68 data samples. The research data is primary data obtained using research instruments in the form of a questionnaire filled by students via a google form. The analysis technique used is the PLS (partial least analysis square). The result of this study is that the measured socio-economic factors through the working period and income rates and demographic factors through gender, marriage, and age are influence college student financial literacy as measured through finance behavior, financial attitude, and financial knowledge.

Keywords:

Financial Literacy, Socio-economic, Demographic.

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